P.F.C. - Money made simple

Live life with your money

P.F.C. is a service for anyone who wants to understand their finances. Get to know your habits, start a savings goal and spend your money on the things that matter to you.

The P.F.C. card

Mastercard – 0 SEK/month

No currency surcharges abroad

Google Pay – swipe your phone at the checkout to pay

Get started in minutes

Register with BankID and order your card

The physical card will arrive in a few days – the digital card is available directly in the app

P.F.C. Duo – joint account

P.F.C. Junior – a card for your children

P.F.C. Premium – upgrade your P.F.C. experience

Easier financial life

Deposit money with Swish

Receive push notifications with purchase info and account balance after each purchase

Google Pay – pay easily and securely with your phone

Groups – share purchases with others

Economic balance

Budget - don’t spend more than you intend to

Save automatically – an extra 5, 10 or 20 SEK is to your savings goal with each purchase

Spending insights – spend wisely and understand how you use your money

Keep the card safe – change your PIN, block the card, and order a new one in the app

P.F.C. Duo – joint account

An account for couples

One card each

Both can see all purchases

Insights into how you spend your joint money

P.F.C. Junior – a card for your kids

Keep an eye on your kid's spending

Easy to deposit the weekly or monthly allowance

Connect up to two guardians

P.F.C. Premium – Upgrade your P.F.C. experience

Avoid extra fees and currency surcharges when abroad

1 year of spending insights

Free withdrawals up to 10 000 SEK/ month, also abroad

When you need to borrow money

Flex – a credit buffer on your card up to 10 000 SEK

Installments – split a purchase over 3, 6, or 12 months

Private loan – borrow up to 400 000 SEK

SOON IN THE APP: CRYPTO - invest in crypto with money in your P.F.C. account